Privacy

By default, everything lives in your browser's local storage — not on our servers.

• Money data you enter: balances, income, bills, habits, plans, and scenarios.
• A local backup copy, so a partial write can't lose your work.
• Your onboarding draft, plus small preference flags.

Clearing browser data or using "Clear everything" in Settings removes it all. Without an account, there is no server copy to restore.

A free Horizon account keeps your forecast in sync across devices and protected if browser data is cleared. Every feature works without it.

If you sign up, we store one encrypted snapshot of your money data on Lovable Cloud. We do not read, analyze, or share it. You can wipe the cloud copy from Settings at any time.

• Bank credentials or connections. Optional bank sync would be announced and opt-in.
• Ad-tech pixels, cross-site trackers, session recorders, or behavioral analytics.
• Sold, rented, or shared data with advertisers or data brokers — ever.
• Cross-site or cross-device profiling.

Share anonymous usage in Settings is off by default. When on, Horizon keeps a local log of event names and timestamps — no amounts, descriptions, dates, or account details. There is no server to send it to today. You can review or clear the log, and turning it off wipes it instantly.

Lovable. Horizon is served by Lovable, which processes standard request metadata like IP address, User-Agent, and requested URL. Your forecast contents stay on your device unless you enable cloud backup.

Lovable Cloud. Stores the encrypted snapshot only if you create an account, used solely for sync and recovery.

Fonts. Instrument Sans and Instrument Serif are bundled with the app. No third-party font CDN is contacted.

That's the complete list. No other scripts, iframes, pixels, fonts, or SDKs are embedded.

If React catches a crash, Horizon may forward a diagnostic report to our hosting platform: error message, stack trace, and current page path. It does not contain balances, transactions, income, form values, or anything you've typed.

Edit or remove anything from Settings at any time. With cloud backup, signing out or deleting your data removes both the cloud and local copies. Your data is always yours to keep or delete.

This page will be updated as Horizon evolves. Meaningful changes will be announced in the app, not buried in a footer.