Financial Forecasting for shift workers
Your paycheck isn’t the same twice. Your forecast should know that.
24/48, Kelly, three twelves, Panama. Set the rhythm once and see the balance you’ll have on the fourteenth.
Who it’s for
Built for the patterns you work.
Not a monthly average. Your cycle, carried forward through every future pay period.
Nurses
Three twelves, weekend differentials, picked-up shifts, and the paycheck that lands eleven days later.
Firefighters & EMS
24/48, Kelly cycles, overtime by the hour — Horizon Runway reads the pattern and projects it forward.
Hospitality
Tips counted nightly, hours that shift with the season, split shifts, and the week you got cut.
Rideshare & delivery
Weekly payouts that swing with demand — modelled with a low, likely, and high band.
Warehouse & plants
4-on-4-off, Panama, DuPont — steady rhythm, uneven pay periods, holiday premiums accounted for.
One honest answer, before the swipe.
- Next paycheck, projected. The date, the hours, and the take-home from your rotation — not a monthly average.
- Picked-up shifts, trades, PTO. Add the shift you grabbed for a friend and the whole forecast resettles.
- Can I say yes? A Horizon Check answers the concert, the couch, the daycare deposit — against your lowest future balance, not today’s.
- Nothing to integrate. Nothing connects to a bank. You type a balance and your pay pattern once, and the forecast runs from there — nothing to integrate, nothing to reconcile.
Horizon Runway's forecasts are deterministic math: the same amounts, dates, and rules always produce the same result.
Forecasting on one device is free. Plus keeps it maintained for you — your account on every device, a copy held for you, the Sunday brief, and household tagging.