Questions & answers
Short answers, in the order people ask them.
01
The basics
What this is, and what it costs.
What is Horizon Runway?
Horizon Runway carries your income, bills, and plans forward so you can see your daily balances months ahead, before you decide.How does it make money?
Plus subscriptions, and nothing else. No ads, no commission for pointing you at a credit card or a loan. If you never pay, the forecast still works. That isn't a trial.How is it different from a budget app?
We project your balance. Horizon Runway reads the pattern you get paid on and names the lowest day before your next check.Why this one over other apps?
Because it follows your pay on its real dates (weekly, every 2 weeks, by invoice, or once a term), and you set it up once. If your pay and bills never move, another tool will serve you fine.Is Horizon Runway free?
The forecast is free, with no account and no card. Plus ($5 a month or $48 a year) adds your forecast on every device, a backed-up copy, money set aside without moving it, several what-ifs at once, and whose money covers what. See pricing.Is the forecast a guess?
It's arithmetic: your income, bills and dates, added up day by day. Same numbers in, same answer out. It's only as right as what you enter.Which regions are supported?
United States (USD), Canada (CAD), and the euro area (EUR). Your currency carries through setup, with common income, bills, and plans for each. The forecast is free everywhere. Plus billing is US-only for now.
02
Your money
Where it lives, and what we never do with it.
What can it do with my money?
Nothing. There's no bank login, so Horizon Runway can't move money, hold money, or reach an account. You enter what you already know, and it does the math.Where does my information live?
On your device by default. With Plus, one encrypted copy syncs when you sign in, and you can delete it from Settings any time. We never sell your data.Does it connect to my bank?
No. You already know when you get paid and what's due, so you enter recurring items once and tap your balance to refresh it.How do my balances stay accurate?
Tap Refresh on Today's balances, type the numbers from your bank, and the forecast resettles around them. Horizon Runway flags numbers more than a day old so a big decision never runs on stale math.
03
What it does
The questions your own life will ask.
Can it show what a purchase does?
Yes. Type in what you're thinking of buying and you'll see what your balance looks like afterward, including the lowest it drops and the day that happens, before you spend a dollar. The decision stays yours.What if my pay changes week to week?
That's exactly who Horizon Runway was built for. Tips, commission, self-employment, shift work: give it a slow week and a busy one. It plans on your usual week and shows what a slow month would do, before it happens.What if I have more than one income?
That forecasts cleanly. A lump sum lands on the date you name, a job pays on its own rhythm, and help that comes now and then lands when it does. The tight week in the middle shows up early.Can two people forecast together?
Yes, with Plus. One login carries both incomes on their own schedules. Mark any bill or income yours, theirs or shared, and see who owes who. It's one shared forecast, and a second sign-in isn't available yet.Can I plan toward a savings goal?
Yes. Give it a name, a target, and a savings account. Horizon Runway uses your planned transfers to show when you could reach it. Change the target or transfer amount and the date updates.Can I try it without my real numbers?
Yes, with no account. Pick a sample life, like a nurse on shifts, a server on tips, a student or a couple splitting the bills, and explore a full forecast.How far ahead does it look?
A daily balance up to a year ahead: 30 days for this month's decision, 90 for a plan, 365 for the pace you're on.
04
Where it stops
What a forecast can't know, said plainly.
What does my forecast represent?
A dated projection of your balances if what you've entered happens as entered: income in, bills and habits out, transfers between accounts. It is not a bank balance, a promise, or financial advice.What can a forecast not know?
Money you haven't entered, a bill that changes, a delayed deposit, a bank hold, a purchase that hasn't happened. Refreshing balances keeps the picture useful, but your bank is the source of truth before you act.Can I take my forecast with me?
Yes. Save a copy from Settings any time. Your forecast is a plain file, so nothing you've entered is locked inside the app.
Still deciding? How the forecast is built.