Designers and writers
Project fees that land 30 days after you send the invoice, or 60 if the client is slow.
For freelancers and contractors
Paid when the client pays. Billed on the 1st anyway.
Add your retainers, the invoices you're waiting on and your last few payments. See your balance, day by day, including the week before a check clears.
One retainer on the 1st, project invoices when the client pays.
A sample forecast
Tightest day:
$2,020,
Tue, Oct 13
Change something about the month
1 change on
Money out
Money in
Timing
- Replace the laptop: $1,600 for the machine the work runs on. Starts Sep 28.
Your lowest point, $2,020, lands $2,480 below your comfort line.
Share your last few payments and it works out a typical range, after taxes, instead of your best month.
However the money comes in.
Contractors and trades
A deposit up front, the rest when the job is done, and materials to pay for in between.
Consultants
A retainer you can count on and project work you can't. Both belong in the same forecast.
Know if you can say yes before the invoice clears.
A LATE INVOICE
Move a payment back two weeks and see which bill now comes out before it lands.
TAXES SET ASIDE
Each payment counts after the share you keep back for taxes, so the forecast never spends what you'll owe in April.
THE LEAN MONTH
Plan on a typical month from your real payments, not the best one you've had.
Put in what you're owed. See when you can breathe.
No account, no card, no bank login required.
See pricing